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I am being sued...Wonderful

deleted_user
deleted_user
As if I have not has enough crap already in the last 2 months...now I am being sued by a collection agency on behalf of the office my former pdoc worked at. Bill is $357, but now they want an extra $300 for attorney costs.

Seriously...I am down as low as I think I can go, and yet I still continually get kicked anyway. Some provider I am...my poor wife is doing her best and here I am worthless on disability.

Sad...I am worth almost $300,000 dead to my wife...and not a damn thing alive. She deserves so much more than I am giving her, I just don't know anymore.

I hate this...I hate waiting for the next flaming turd to be thrown my way.
deleted_user
deleted_user
Sometimes they use that threat as a tactic to get you to pay. I have plenty of those and they never do anything. Not to say I wouldn't pay if only i had the money
deleted_user
deleted_user
You also might can work out a payment plan with the doctors office. Try that before responding to the collection company.
deleted_user
deleted_user
I got served with papers, signed by the court. Do they usually go that far on a bluff?
Halterbroke
Halterbroke
My husband, god bless him right in the ass, is fond of saying, "I would rather be kicked when I am already down, as it saves me from having to get up twice." I know that doesn't help much. At least you aren't married to me, because I am the source of a lot of the kicking in his life.
deleted_user
deleted_user
Oh, I don't think that is a bluff. Sorry...what state are you in?
deleted_user
deleted_user
Wow...I'm so sorry! I hate when shit like that happens...when you feel as though you just can't win for losing all the damn time. I know how that is. I've dealt with the collection agencies, and can only pray I am never taken to court. For now, they have backed off and aren't getting on my case anymore.

I hope they change their mind about this. Is there any way you could send them maybe ten bucks a month? Usually, if you just send something in each month, there isn't much they can do.

Best of luck, Thomas! I really hope things begin to look up for you, and I really do mean that.
deleted_user
deleted_user
Yeah I have gotten plenty of those letters and phone calls...I just give them a call and tell them a sob story on how I couldn't pay at the time and I innocently lost track of the bill, then ask them to work out a payment plan with you.
nobody666
nobody666
medical bills show up differently on your credit report and are not viewed as truely derogetory by creditors. i know i've got old bills and credit being thrown at me all the time don't let them get to you they cant hurt you even if they try
deleted_user
deleted_user
OOh...court papers...yeah you're pretty fucked

You're probably going to have to pay the legal fees for yourself and possibly for the doctor too.
deleted_user
deleted_user
That sucks plain and simple! I dont know where you live but here in WA. state as long as you pay at least$10.00 or $20.00 a month they cant take you to court. They might report to the credit bureau. And send threatening letters and collection stuff but thats all just a front. Maybe you can check into your areas laws. I have gotten letters from so called law offices and lawyers for medical collection. They were just well worded collection threats. I know it is dis heartening and stressfull. Things just happen that are out of our control. Maybe tommarrow will be brighter!?! I am sure your wife values you more than money!! :)
deleted_user
deleted_user
I think it has gone too far for a payment plan...they seem to want everything within 20 days (plus some now) or a judgement against me.

I live in Idaho.

Not sure what they can do with the judgement though...I am on disability, my father-in-law owns our house, our RV and cars are not paid off and my wife is co-owner of a daycare center in town that is barely scrapping by. Her employees at minimum wage make more than she does sometimes.

I'm just so f^#(*$ing tired!

I WANT TO GIVE UP!!!
deleted_user
deleted_user
Dont give up. I understand about scraping by, I am a realtor and things are slow and I have bills piling up too. I just have to believe that things will work out...which they always do.
deleted_user
deleted_user
Don't give up, we've all been through this. Hey I'll trade you...I have $150k in debt from student loans plus credit card debt.

Just go to court and tell the judge a sob story about how you can't pay, blah, blah...promise to set up a payment plan...

But be prepared, the judge may not be lenient, you may have to pay it up front, plus your legal fees, plus the other parties legal fees.

I'm sorry I don't mean to be so blunt...I'm having a bad week.
deleted_user
deleted_user
You know I was going to throw a flaming turd at you myself, but that is not me. I am sorry that you are hurting and having so many problems. I hope that things get better. Perhaps working out a small payment plan with the agency would work. Even if you send them a dollar a month, they cannot take you to court nor report to credit bureas. I wish you well Thomas. No flaming turds. Just well wishes.
deleted_user
deleted_user
Cople years ago we ent through this with the same collection agency and they would not tkae any payments from us once we got served except payment in full. At that time we had the money and just paid them.

That is not an option this time.
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