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A credit card is a system of payment named after the small plastic card issued to users of the system. A credit card is different from a debit card in that it does not remove money from the user's account after every transaction. In the case of credit cards, the issuer lends money to the consumer (or the user). A credi... more at Wikipedia

Treatment Success Rate

Top 5 Communities
Condition Members Success
Financial Challenges
494
89%
Stress Management
1
100%
Overall, 89% (495 Members) find Cut Up Credit Cards helpful
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Cut Up Credit Cards Reviews

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Working / Worked
if i dont have them i can't use them
Working / Worked
It is a relief not to make monthly payments.
Working / Worked
that was the best thing I ever did.
Working / Worked
Best idea in the world for one with poor impulse control - especially and ironically when feeling down or broke!
Working / Worked
Who hasn't cut up their credit cards. Isn't that the true American way? You know you are in trouble when everything you have becomes secured. You can write off unsecured, but you better watch it because your about to live a true nightmare when it is so tight and everything is secured.
Working / Worked
A few at time though. Once you know that you can cover payments on a monthly basis without that card on hand, get rid of it - mehtod.
Working / Worked
No credit cards for over 20 yrs (have debt/credit card linked direct to checking acct and use it routinely.)
Working / Worked
No credit cards no credit card payments. To those whom I still owe I have had to put them on hold until we either can bring in more money or file bankruptcy but don't even have the court fees for that.
I have no cards I don't qualify for any.
Working / Worked
I did this a long time ago and it was one of the smartes decisions I've ever made. I will NEVER own a credit card agaon!
Showing 11 - 20 of 474 Reviews
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