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A credit card is a system of payment named after the small plastic card issued to users of the system. A credit card is different from a debit card in that it does not remove money from the user's account after every transaction. In the case of credit cards, the issuer lends money to the consumer (or the user). A credi... more at Wikipedia

Treatment Success Rate

Top 5 Communities
Condition Members Success
Financial Challenges
494
89%
Stress Management
1
100%
Overall, 89% (495 Members) find Cut Up Credit Cards helpful
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Cut Up Credit Cards Reviews

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Working / Worked
Using credit cards (they actually debt cards!) to solve personal cash flow problems is not the answer. in my case the bank kept increasing the limits and I kept going there until I had a serious cash flow crunch in my business and couldn't service the repayments. It caught up with me good and proper!
Working / Worked
Well you cant spend much money if you have no credit cards!!
Working / Worked
had no choice. can not get debit that we can not afford
Working / Worked
I haven't had a credit card in years, until about a month ago. Ugh.
Working / Worked
Especially high interest credit cards or high limit one. We try to keep small limits.
Working / Worked
I cut the cards up right away!
Working / Worked
Well...this might work, but my credit card companies have raised my APR because I had other credit cards. I had never missed a payment or been late on a payment, but they did it anyway. Jerks!
Working / Worked
have none
Working / Worked
The best thing ever!!!
Working / Worked
I swore off credit cards after I filed bankruptcy sev. years ago. I thought I was fine with a good paying job. And having one cr. card was okay-it was not.
Showing 91 - 100 of 474 Reviews
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