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Meekacat
Female, 59, Polson, MT
"Winter and my Rheumatory Arthritis is so painful. I'm going to put on a happy face anyway! ox"
7:52pm, November 8, 2009
THE DAMN BANK! Mood
Thursday, September 24, 2009 | A Venting story

I am soooo angry! I made a decision that I thought would cost me $35 but ended up costing me $315!!!!

Last Friday, I had $5 in my account. I would not have more $ until yesterday, my SSDI check should have arrived (still isn't here today~great!) ANYWAY, I was in so much pain from driving Stacia 140 miles round trip to the Dr. that I went to the pharmacy and filled a $40 perscription, knowing I would be charged $35 for the overdraft. HERE WE GO....

On Tues, Wed and Thurs I had made 8 purchases on my debit card (each of which was less than $5), OMG, these purchases did not process until AFTER the overdraft. With the bank charge of $35, the funds for these purchases were gone...NOW THE BANK CHARGES ME $35 for each of the 8 purchases!!!!!!

OK, I call the branch manager only to be told they have no authority to reverse these fees. I had to call an (800) and tell my sob story ONLY to be told that the MOST they will reverse is $100 one time only and they will note my account and will not do it again. I WAS SOOO MAD...I TOLD THEM TO TAKE THEIR "F"ING $100 AND SHOVE IT and hung up the phone!

I honestly feel as though our country and our society has evolved to those that have the $$$ and those that don't. It's so frustrating.  FURTHER, how do sick people take care of themselves? Most days I barely have the physical capability of getting a shower and dressed...I'm physically as well as mentally exhausted. I truly don't have the energy to deal with the "system". I think that death becomes a welcome event...to escape all of this bull crap.

I KNOW I have so much to be thankful for...and I am. However, why does life have to be so dog gone hard? It robs us of the daily joys.

Obviously time for me to spend some time in prayer and quit licking my wounds.

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Comments

  1. shen

    I'm so sorry you have this added burden today. Breathe....


    shen

  2. proudmary

    Oh man. I so hear you! It's like the "system" is. There just to make our lives hard, and people are no longer human to human interaction, cuz that would be "personal". And we all know that somehow has become a dirty word. God forbid we get personal and empethetic to one another.


    proudmary

  3. windymustang

    Holy smokes, Sandra! Yes, the banks keep sockin' it to us while they're getting rich off it. Hard to believe a consciousness that allows personal and public strain, desperation and grief.

    I know you are strong and that you can make it. You know that life is worth living. Yes, give yourself time to lick those wounds and keep yelling for a while. We're not all Christs or Buddhas.

    I know that you will get back on your feet. That you will gain comfort and knowledge through your faith. Have patience my friend.

    With much love and understanding,

    Sally


    windymustang

  4. Kazmin

    Will pray that the Lord Jesus Christ will strengthen you. By His stripes we are healed. Banks are Satan personified;)


    Kazmin

  5. roseypeach

    sweetie, boy have I had the same problem before with the bank. They are very good at arranging your debits and screwing you out of your hard earned money.

    Hang in there and stay strong. Take your money out of the bank if you can and just bury it in the back yard! lol,
    Love and hugs,
    Rosey


    roseypeach

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