Fight against the challenges of the struggling economy by turning it into an opportunity to gain new skills while practicing simple, effective ways to save time and money. Education can bring new opportunities as well as connections, and the idea of disposable income and extra time sounds like a distant dream to many right now.
- The Massachusetts Institute of Technology is universally renowned for the quality of its science and engineering education. And now they offer a large number of free online lecture notes, exams and videos in everything from Health Sciences to Management to Economics.
- The University of California, Berkeley, long considered one of the best universities in the world, offers a wide array of free uncredited courses covering topics including Psychology, Public Health, Statistics, and many more.
- Exercise at home instead of at the gym and save time and money. Instead of driving to a gym and paying money to use their equipment, look through the many free exercise ideas online, and try something new! Yoga, calisthenics, and if you like, a cheap exercise band can create a workout that’s as hard or as mild as you want.
- Whether a way to save time for you or your spouse as the main cook or shopper in the family: plan meals ahead of time and go food shopping just once a week. Then save your meal plans to add to your family’s personal recipe file, and soon you’ll be organized and saving hours of driving and planning.
- Enter the do-it-yourself world. If you own your own home, estimate how much you spend on heating and cooling, and figure out how much you will save by insulating your attic or ceiling crawl space. Investing in insulation and installing it yourself is an easy way to make significant long-term savings. Although there are many options, fiberglass insulation is easy to install in many homes, and there’s a real sense of accomplishment in knowing you did it all yourself.
- Another money saving tip is to start a container garden. Visit a local plant nursery and ask what vegetables are easy and inexpensive to grow in your climate. They’ll be happy to get you started. And you don’t need fancy pots and seeds. Again, there is a wealth of practical information online:
These are just a few of the thousands of ideas available at your fingertips online that can make a real difference in the quality of work and home life. Taking charge of your own change can sound overwhelming, but by taking one step at a time, you can save money, gain skills, and make enough extra time to take a breath and relax. Do you have a tip that you’d like to share?
: Organize a clothing swap with friends and family! Most clothes are only used for 30 percent of their lifespan before being thrown away.