Pediatrician
Dr Shapiro completed his undergraduate education at UC San Diego earning a B S in Biochemistry and Cell Biology and a B A in Political Science He furthered his education at UCLA where he earned a Masters Degree in Public…
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Insure Today, Healthy Tomorrow
Posted in Adoption by Dr. Jeremy F. Shapiro on Dec 11, 2008

As President-elect Barack Obama officially introduced Tom Daschle as his choice for the position of Secretary of Health and Human Services today, I reflect upon a few of Mr. Obama's health care campaign promises and wonder if they will ever come close to fruition.  Now please don't misinterpret my words to imply anything other than in today's economic climate, the goals President-elect Obama has put forward requires nothing more than herculean preparation and execution to be performed based upon the limited budget that will probably exist.  At a time when monies are being distributed to bail out one institution or another, I am concerned there will be insufficient funds to support President-elect Obama's plan which is based on the following three key premises:



  • 1. Affordable health care would be made available to all Americans using the present-day health care system (including existing physicians, providers and insurance plans).

  • 2. Health care costs would be lowered by $2,500/year for the typical family.

  • 3. Public health-wise, coverage of preventive services would be required and a significant emphasis would be placed upon terrorist attack and natural disaster preparation.


We've all heard the staggering facts in one form or another...for those with insurance, the cost of premiums has doubled in the last 8 years and if one owns a small business (or, for that matter, works in a small business), the cost of health insurance is astronomical.  Furthermore, over 45 million Americans are without health insurance, and of this total, 8 million are children.  And while I am disappointed we do not live in an era where all Americans are insured, I am even more appalled in the number of children living without insurance. 


So while we wait for change to occur, I would like to shed some light on a U.S. Department of Health and Human Services website...www.insurekidsnow.gov...which aids in the identification of health insurance programs subsidized by the State Children's Health Insurance Program (SCHIP).  Each state's program can be accessed through this website and although eligibility rules may differ from state to state, in general, for an uninsured child 18 years old and younger to be eligible, a family of four must earn less than $34,000/year.  And how much is the cost to a family where the insurance pays for office visits, prescription medications and hospitalizations?  Well, it's minimal...only a few dollars a month. 


So if your child is one of the 8 million living without insurance, please check out this website.  Your child's health may depend upon it.


 


Dr. Jeremy



Displaying comments 15-1 of 15
15
The health insurance crisis is going to get worse before it gets better. Since costs have been going up so dramatically it seems that a price ceiling and/or floor (preferably a very low floor) could be established, so that there is a minimum and maximum that can be charged, but there has to be a way for the health care system to work without it getting nationalized or subsidized like in many other countries. The free market can work, but there needs to be a way to make it work for the consumer. The product the consumer is buying is their health - the most important investment of all. We sent men to the moon - can it honestly be said that we can't figure out a way to get health coverage to our citizens for at least a far more competitive rate? We should honestly not have to worry about getting payday loans if all we need is a generic antibiotic script, or a simple consult. There really isn't too much of an excuse at this point. One of the most technologically advanced civilizations to walk the earth, and making it so our citizens can't afford to see a doctor is what we've been up to?
By SWelker  Jan 27, 2009
14
Health is wealth! That’s why being healthy is very important for us to do the things that we need to do. However, many people are finding themselves in debt because of excess spending, by using various methods like racking up massive credit card debt, or getting excess amounts of payday loans. The kind of money you can save by getting serious about your budget and doing a little financial planning is appreciable. One of the best ways to get things going is to write down every one of your expenses at the end of the month. Next categorize habitual and excessive spending and cut out the excess. Try and keep a little extra cash to put towards something good, like paying down your debt. Even if you can only keep an extra $20, you can put that towards the credit card payments and it will help. If you run your budget correctly, you could even come up with a hundred or two, and that will really help you out. Even for those who consider themselves conservative spenders, the amount you can save could surprise you, just by making a modest sacrifice. Right now is a great time to get your consumer credit debt reduced. If you could use a little extra cash as well, read this article posted on the payday loan money blog at personalmoneystore.com.
By LaneU  Jan 07, 2009
13
My research shows that there are very few frivolous lawsuits. Special interests like big tobacco, the insurance industry, HMOs, and drug companies have mounted multi-million dollar campaigns against the civil justice system and the Constitutional right to trial by jury. They hype bogus numbers and questionable studies and make exaggerated and untrue claims about so-called “frivolous” lawsuits. They say that employees poisoned by asbestos, patients left permanently injured or dead because of medical negligence, employees who want justice from corporate wrongdoers like Enron and consumers who have been lied to about the safety of their prescription drugs are all frivolous lawsuits. However data show that there is no explosion of frivolous lawsuits. A look at the facts reveals a different picture.

• Recent analysis from the National Center for State Courts found that tort filings have declined by 5% since 1993.

• According to the Department of Justice's Bureau of Justice Statistics, the number of civil trials dropped by 47% between 1992 and 2001. The decrease was also reflected across specific case types. The numbers of automobile cases dropped 15%, premises liability 52.1%, medical malpractice 14.2% and product liability by 76%.

• The Department of Justice's Bureau of Justice Statistics also shows that the trend in award size was down.

• The median inflation-adjusted award in all tort cases dropped 56.3% between 1992 and 2001 to $28,000.

Our legal system has multiple safeguards to ensure there are no frivolous lawsuits. The truth is a judge has the authority – under Rule 11 – to throw out a frivolous lawsuit and sanction the attorney before the case even gets started. In addition, a certain amount of strong evidence must be present for any case to proceed. Judges monitor filings at every step and can dismiss a case at almost any time. And there is a built in economic control. When an attorney takes a case on contingency, s/he only gets paid for winning. Spending valuable time and money filing frivolous lawsuits that are thrown out by the judge controls the behavior of lawyers by not providing an economic incentive for bring a frivolous lawsuit. And last could you support your statements about frivolous lawsuits with some objective measurements? I would be interested in reviewing how you came to your conclusions.
By ProgressiveLiberal  Jan 04, 2009
12
Pre existing conditions are never covered when you need them covered. You have to be dying to get disability/medicaid/medicare. I don't want to be dying! I'd like to get stuff taken care of first. I used to always have health insurance. I took a job abroad where there was terrible socialized medicine. I got cancer while abroad. I had to come home to the states. Can't get any insurance coverage for cancer treatment. I still have cancer. I experienced alot of bad medicine in my situation. I don't trust doctors anymore for the most part. I'm only doing alternative treatments now and have seen better results!
By TasmanBay  Dec 27, 2008
11
I agree with a at least a little of what everyone have said, I have a 24 yr old married son with a 3 yr old that does not have insurance, and he is a nurse. His wife and child are covered but not him. I am disabled from a work accident at a hospital 20+ yrs ago. After the back injury I had back surg. and the Dr. partially severed my spine, by the time we figured out he screwed up and not the original injury, legally it was too late. But I have a problem with all the frivalous lawsuits because a lot of the legitamate ones go unheared. Its because of these frivoulous ones that cause the medical costs to go so high.
My hubby is also an RN and they are so over worked, and underpaid for what all they go through. If he wasn't over 50 and a kidney transplant patient himself he would get out of the profession but he needs the insurance even as bad as it is, and to work as long as he physically can until his new kidney goes, or he rejects it. But even with his medical problems he is one of the most admired and respected RN's in his specialty in the region.
I hope for all of us that Obama can turn the economy and health care around, I didn't vote for him but I still pray for him and our Country, that all members of congress, and senate can work together with President elect Obama to fix things, soon.
Kim
By Kimsmomismissing  Dec 22, 2008
10
Health insurance? What's that? I haven't had that since I was 18. Too expensive.
By ALC67  Dec 18, 2008
9
I share your concern that Obama's "plan" will not come to pass. I have to pay my own family policy and I earn very little over the $34,000. It's $1300 for our health care a month and that doesn't include our out of pocket which includes our copays and deductables. It's a hard bill to take.
Unfortunately, many suffering from the hard economic times are discovering what a luxury healthcare can be or used to be.
I hope all those that need SCHIP continue to receive and apply for it.
By Cares39  Dec 16, 2008
8
Unfortunately there is a lot more malpractice that goes unreported. I tried to report and and was blown off. The lawyers in my area are afraid of the medical dieties because they own & run the community. Not only that, but also most doctors won't testify against their own kind!!! And the AMA protects their members from "nuisance" lawsuits for negligence. I'm too exhausted to continue to pursue. I think that's the case with many people - too sick to fight the system. And no one will step up to the plate and fight for us.
By SeaNymph  Dec 16, 2008
7
But it seem that medical malpractice seems to be a rising epidemic among not only American medical institutions but abroad as well. In Italy, a criminal organization has been hard at work doing just that. The organization would sell fake nursing diplomas. Apparently the criminals would loan "wanna be" nurses, looking for a higher payday, one of these fake diplomas for around 15,000 Euros or $19,000 dollars. The criminal organization would also require the clients to go through some very basic training as not to ruin the operation through complete incompetence. Fortunately, the lack of experience finally brought the crime ring's operation down as doctors finally began to notice. Here in the U.S. there have been several cases o f malpractice as well. We have all heard the horror stories of individuals who get the wrong limbs amputated or go in for surgery and end up getting the wrong organ removed. These stories are the most remembered but are not all that common, nonetheless malpractice for things such as wrong diagnosis and accidental death are. There are some startling statistics on malpractice; some 44,000 to 88,000 cases get filed each year. Malpractice to some degree is just natural human error as the medical system will never be perfect because humans are not perfect, but there are certainly things that can be done to improve the system. One of the things that needs to be addressed is the grueling schedules worked by new resident doctors. A poll said that the longest average shift worked by those in residency was 37.6 hours with most working over eighty hours a week on average. The sleep deprivation by new residents is what is raising concern as this obviously affects the individual's ability to think and perform at an optimum level. The next time you go to the doctor and he looks sleepy, consider rescheduling your appointment. Click here to read the full article yourself on the payday loan money blog at Personalmoneystore.com.
By JohnQ  Dec 16, 2008
6
There is and will continue to be a shortage of funds to treat this policy, and we should be grateful to Dr. Jeremy for providing us with an important source of information for insuring our children. I also think that Dr. Jeremy often addresses another area of health care which directly affects the overall (national) costs of health care: preventative medicine through good diet, physical activity, etc. It should be remembered that good medical care should not necessarily be equated with good health.

I'd like to also point the readers here to a couple of additional points about health care. First, when people opt not to be covered (described as "moral hazard" in economic terms and also exemplified by the expected behavior of bank and auto company bailouts), they will ultimately pay more for coverage when it is needed. Second, having no insurance increases your chance of death by 25 percent (I have no separate statistics for children); 18,000 die each year as a result of having no health insurance. Uninsured women with breast cancer have a 30 pecent to 50 percent higher risk of dying than women with private health insurance. Others don’t receive recommended care for chronic diseases like diabeters, HIV, renal disease, mental illness, high blood pressure. Third, by creating a single-payer system - which is where Obama ultimately seems to be headed - around $300 billion can be saved nationally in administrative expenses. It takes a lot of infrastructure to keep a market-led health insurance industry going.

Is a single-payer system the best option? The AMSA (American Medical Students Association) seems to think so. Check out their statement at http://www.amsa.org/uhc/SinglePaye... With a group of burgeoning doctors entering the field with this sort of orientation, Americans can truly feel as though they are receiving the best possible care.
By MattyS  Dec 15, 2008
5
I have to admit QUALITY OF CARE IS IN CRISIS!!!!!!
Everyone is short staffed and everyoone gets a piece of the pie so overwork makes doctors too slow to figure out what is wrong with someone. I no longer hardly trust any doctors. Why? Well let me see starts about 30 yrs ago. Un necessary death no. 1 still born child was alive until doctor and nurses insisted my sil went to the bathroom when she insisted if she moved something was wrong...did not listen to atient.
No2. My dad 11 yrs ago fought and won cancer brain, lung, stomach after 3 yr battle of atrocious mistakes that caused my dad to lst nearly die because they did radiation while he was on dilantin(sp?)Then pnemonia from the burns they had to scrub him with wire brushes to get rid of the skin. One humungeous burn from head to toe inside and out.Later told he was Cured! He died less than a month later liver cancer ...OOOPPPS! Forgot to actually do the tests before saying he was cured.

What a mockery. Now the latest of awful crummy non hearing doctors...my mother I took less than 6 months ago to her regular doctor. Symptoms...depression unusual..though under a number of stressors, sore on face came back after removal, also sore on leg took months to go away, huffing and puffing more than usual, high blood pressure meds she had been on for yrs suddenly was not working right.....made her blood pressure bottom out. By the way my mom was a nurse for over 35 yrs.Doctor sent her out of there with nothing. No we need tests...nothing except do you want an antidepressant.Well...my mother died on T-day on the way to a gathering from a massive aneursym. Answer me this why are people becoming doctors if they do not know how to listen to the patient or the patients child whom are trying to save their lives. My mom should not be dead or my dad or my nephew. What on earth has happened to this country...Only money matters now. All about the cost or expense or whatever BUT WHERE IS THE QUALITY OF ANYTHING ANYMORE???

Go do the lifeline tests that do find out about stroke, heart attack and aneurysms. Only insurance will not cover...Why? money.
So out of your pocket for 150 dollars when Lifeline screenings come to your town....GO GET TESTED!

Sorry doc! I am sure you are not a lazy one. But saw the posting and today was hard. Yesterday wew moved out the last of my moms stuff from her sooo neeeded apt. I am not feeling very nice about where all the quality has gone.
Rhea
By tiredtiredtired  Dec 15, 2008
4
as many are starting to realize now.... promises, and TV time, and though I hate to say it, a lot of hype, will always win the day in this country we live in. I was as hyped up about the things that Obama promised as anyone...I had a distrust.

It is unfortunate that the alternate media does not get the credit they deserve. Alternate media has been discredited time after time by the mainstream types. CNN FOX MSNBC ABC CBS NBC, you know? the ones you sit down and watch/listen too and base which the majority base all opinions.

Alternate media? What is that?

The internet which has allowed people to express their feelings. The news. The commerce. The ideas and thoughts. The free flow of information between we, the people, as I have done here. As all of you have, is always been under attack by the mainstream portals we watch each day. How many times have you seen someone make fun of things seen on the internet as opposed to something thoughtful who was not in the TV news.
I was hopeful. I listened to Obama a lot. Way more than the average person whether they be black, white, brown, yellow, red, or even green.
Even when he got up and made a speech in the senate asking for his fellows to pass the first bailout plan I was hopeful. Now I see, maybe I was misguided.
Obama is a great orator. McCain was too. He may believe what he says. Those that are ferverntly backing him as well. They should look at the facts.
I challenge all. Doctors. Lawyers. CPAs. Even you guys that thought the ride would never end on Wall Street. Everyone including people facing forclosure and loss in all classes and races. Those that sit each night and watch Fox or CNN. I challenge you to turn off the TV.
Try the alternate media and type in the questions you have about why things are as they are. Though you might not find the slick talkers, you may find others like yourself with questions.
By lastep  Dec 14, 2008
3
Yes, it would be good to have insurance for my children, its a sore subject for me because my twin boys wound up with severe plageocephaly and their doctor knew nothing about this and torticolis, I couldn't afford my insurance anymore and before I cancelled it (though it would have been impossible to afford the premium anyway) I asked their doctor if I should get them helmets (they should've had helmets), she said no. They were 4 mos old, now they are 15 months old now, too late (but I won't worry or stress because I know God will take care of them). My husband started a business a couple of years ago and so far we have been barely squeaking by financially, just trying to keep the business from going under (restaurant), we went into debt so severely that I couldn't have taken out anymore debt for helmets if I wanted to. I tried to get on Medi-Cal (california's insurance) but because we are self-employed they have a huge amount of forms that we have to fill out and gather months of receipts and the like all in their bizarre short time periods. I have felt hopeless in regards to getting insurance, not that Medi-Cal would've covered helmets anyway, but it would've been nice to have help back when it mattered. In any case, I think for us, the most hopeful thing in sight is just getting out of debt and selling the business (at this point my husband could make more money paying off the debt through a regular job) and if we exist next year, and we have to pay for insurance for our employees (who get paid more than we do), we won't exist next year.
By DeeRoss  Dec 13, 2008
2
Facts that exist regarding the U.S. Health Care System-

This is why about 80 percent of U.S. citizens want our health care system overhauled:

The U.S. is ranked number 42 related to life expectancy and infant mortality, which is rather low.
U.S. is ranked number one in the world for spending the most for health care as well as being number one for those with chronic diseases. About 125 million people have such diseases. This is about 70 percent of the Medicare budget that is spent treating these diseases. Health Care is over 2 trillion dollars of our gross domestic product. One third of that is nothing more than administrative toxic waste that does not involve the restoration of the health of others. This illustrates how inefficient the U.S. Health Care System is presently. Nearly 7000 dollars is spent on every citizen for health care every year.

We have around 50 million citizens without any health insurance, which causes about 20 thousand deaths per year. This includes millions of children without health care. About 70 percent of citizens have some form of health insurance, and the premiums for their insurance have increased nearly 90 percent in the past 8 years. About 45 percent of health care is provided by our government- which is predicted to experience a severe financial crisis in the near future with some government health care programs, it has been reported.. Most doctors want a single payer health care system, which would save about 400 billion dollars a year- about 20 percent less than what we are paying now.
We are sort of a hybrid of a national and private health care system that has obviously mutated to a degree that is incapable of being fully functional.

Half of all patients do not receive proper treatment to restore their health, it has been stated. Medical errors desperately need to be reduced as well, it has been reported. It is estimated that we need about 60 thousand more primary care physicians to satisfy the medical needs of the public health in the United States. And we have those greedy corporations that take advantage of our health care system. Over a billion dollars was recovered for medicare and Medicaid fraud last year through settlements with those organizations who ripped off taxpayers who have a fragmented health care system with substantial components and different levels of government- composed of several legal entities and individuals, which has resulted in medical anarchy. The following variables sum up the U.S. Health Care System:
Access- citizens do not have the right or ability to make use of this system as we should.
Efficiency- this system strives on creating much waste and expense as it possibly can
Quality- the standard of excellence we deserve as citizens with our health care is missing in action
Sustainability- We as citizens cannot continue to keep our health care system in existence by supporting it.

Dan Abshear
By quiact  Dec 13, 2008
1
This is a very thoughtful & well-founded article. I have an additional concern that I believe plagues millions of children, not to mention adults. And that is QUALITY of CARE. I am not referring to equipment. I am referring to the human element - doctors. (nothing personal Dr. J) Doctors need to learn to listen better to their patients and their patients' parents. They need to be curious and willing to look outside the box as well as be willing to combine western medicine w/alternative medicine. And this could be accomplished in medical school at a very minimal cost!!!!!

I speak from experience as my daughter suffered in pain for 2 years and ended up unnecessarily losing an important part of her, in more ways than one. The many, many doctors (most from a teaching hospital) who saw her didn't have any concept of referred pain. Instead they tried to tell us it was psychological or that she was acting out. The icing on the cake was the pain dr who tried to get her to tell him her father abused her! It's just too easy to blame everything on "it's in your head." The ironic part was the problem did show up on an ultra sound, they admitted they just thought it was something else.

So while we are trying to get the needed care, let's also remember we are the consumers and we must demand quality care. If we don't, nothing will ever change.
By SeaNymph  Dec 12, 2008
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