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Which plan to choose?
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How do I find out which plan is best for me and the family? It is so frustrating and confusing and I just don't know what to choose.
Posted on 07/11/09, 02:24 pm |
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I know, it is confusing. I myself have just signed up for Medicare A, B, & D. I have no idea what might be best for you. A site I found useful is www.MyPartDusa.com You may want to look around there and see if it clears things up any for you. Good luck and hope you don't need to use the insurance.
Cheers, otrpu
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thnank you very much...this is a start.
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If you have HealthNet Look carefully
They have satisfaction almost as high as Blue Cross for hundreds a month, no referral to specialists, alternative stuff etc for 0 to low cost additional.
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Thanks from me too. I wasn't sure where to look for answers I could understand.
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I used the AARP site.
I wanted to pick my own doctors, do not need many prescriptions, hoped for dental, & could use eye prescription but did not want to pay for a plan. Make a list of what is important to you against the available plans in your area..
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depends on what you need most.
and where you are is your on medicare due to age that's one thing if your on medicare due to disability that's another thing too, I know for my mom if she makes it next yr without any major medical issues being on disability she'll be able to get on medicaid when ObamaCare kicks in saving her thousands but otherwise a list is good there are a few websites as well open enrollment is a pain got my mom on straight medicare and picked out the lowest costing drug plan she's alright for now
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are oyu on disability .. saw you were in your 40s .. depends alo too what state your on..
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I posted this on the senior health and aging site, but I'll copy it here in case it might help someone:
Humana, Summa, AARP, etc.) I just researched this whole thing for weeks and for me in my county the best is SummaCare HMO. The difficulty is that, although Medicare is a federal program, the states run it individually according to the particular laws that each state government put in place (personally, I'd rather have the federal gov. run it). I live in Ohio and here, it is even worse, the coverage in each COUNTY is different. WIth the whole thing having been privatized, some insurance companies have decided it is not profitable for them to over statewide coverage. I live in one county, but because of pending divorce I will be moving to another county before long . . . and I will have to switch not only doctors (perdictable) but I wlll have to switch my Medicare Advantage Supplement provider because their coverage in the new county sucks!!! Such headaches. For you the first thing you should do is call your local Social Security office and ask them how you should go about registering for Medicare. Ohio has a special office to help and it was my local Social Security office that told me the phone number. Hopefully your state will have a similar one. You could also try calling your state government information main number and asking them if your state has an office that can help you. You can also get info package from AARP, United Health Ins. Co., Summa, Aetna, etc. But it takes days to wade through all that paperwork . . . AARP will send a packet called, "Your Decision Guide." The coverage, deduction, and monthly cost of each supplement is different. ANd each company has more than one plan (Summa had four in my county.). You can change plans once a year if your needs change but only during the specific time allowed (usually in the fall). My SummaCare Advantage supplement package is free, but I still have to pay the regular $100 or so Medicare premium. I choose to select a plan that was free, had no deductable for general doctor, but $45 deductable for each visit to a specialist. I am still in good health, as I age and my health gets bad I will probably have to go with a more expensive plan.
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this is a very old post first one
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ROZIA:
right you are but useful info has been added so its all good tori
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I know, it is confusing. I myself have just signed up for Medicare A, B, & D. I have no idea what might be best for you. A site I found useful is

