What is Health Care Reform
Health care reform is a key issue affecting the lives of a great number of members. This community is a place to communicate ideas, problems, solutions, and experiences with health...
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Health care reform is a key issue affecting the lives of a great number of members. This community is a place to communicate ideas, problems, solutions, and experiences with health...

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What to expect with healthcare reform
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I have been denied medical care by my health insurance Optima Family Care/Medicaid. I was scheduled for a mastectomy Monday the 14th of September. I received a letter of denial on Thursday the 10th of September informing me payment was denied. Reason listed is no documentation of trial and failure of conservative therapy. I have had 3 surgeries and multiple rounds of antibiotics for the same breast over the last year. I immediately contacted my surgeon. I have contacted Optima and was informed I would be sent an appeal packet and that a member’s service case manager will contact me. I have yet to get an appeal packet, and I insisted on speaking to somebody that could help me. I was assigned a case manager. She has been trying to divert my attention from the surgery denial to my other health issues. I am a diabetic as well as other health issues. I have sent e-mails to every media source I could find online as well as elected officials. I sent e-mails to the White House, I received a call from Linda Brown at regional headquarters in Philadelphia, stating; my mail had reached the president and had been forwarded to her. That per President Obama’s request they are to investigate my case immediately. I went for a consult with my surgeon to discuss my case. My surgeon had a peer to peer interview with the Optima Medical Director. The Medical Director wants me to have a procedure called breast conserving surgery. This procedure is usually done in skin and nipple-areola sparing surgeries. Not recommended in my case, since my entire medical problem is the nipple-areola and the surrounding tissue and skin. The outcome of such a procedure in my case is very poor. The medical director also stated; if I win my appeal for a mastectomy, they will deny payment for reconstruction and if I choose the breast conserving procedure they will also deny reconstruction. Janet’s Law gives me considerable protection for reconstruction, and the state of Virginia gives extra protection and mandates any insurer that provides coverage for a mastectomy must cover reconstruction. In the past year I have contacted both my PCP and Optima and requested to see a breast specialist and was told by both there was no such thing as a breast specialist. However there are breast-specialist. My PCP actually has my request in my medical chart. I feel this story needs to be heard not just for me but also for every American that has been denied necessary medical care by their insurance company.
Posted on 09/26/09, 08:09 am |
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NOT to add to your fear, but to your argument. My S-I-L had the breast-sparing surgery and said she looked so bad, she'd rather have had the total mastectomy. Afterwards, they gave her the "big guns" of chemo and radiation. She died at age 46.
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While you're waiting for President Obama to go forth and part the red tape, how much sicker are you getting!?
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So sorry you are having such trouble. I know it must be frightening for you.
I got a bad mam report (which I paid for out of pocket) a few months ago but cannot afford to go back in because I have no insurance and barely get by as it is. I just try not to think about it. I can't get medicaid because I make two dollars over their limit. They pretty much tell people like us to just go ahead and die. With the health care reform, rather than help, I can now expect to pay a fine and/or go to jail because there is zero room to pay a monthly "affordable premium." After almost 40 hard years employed and paying my share of taxes, I guess they'll take care of my health in prison, but I worry about our adult but young children who don't make enough money to even live without multiple roommates, much less pay insurance premiums. Sorry to vent. I know you have your own problems. And I hope someone in the government takes you under their wing and fixes things for you. God Bless.
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So sorry to hear of your struggles with the insurance companies at a time when you really need support and care. I will have you in my thoughts, prayers.
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