Acromegaly Support Group

Yes, you are a greater risk, so you pay more (or get denied coverage!) Insurance companies generally win...

I looked at travel insurance. The most competitive cover I can now find is at least doubled on what I paid last year (going through specialised brokers) and that is for someone with no complications.

One way round these things is to "self-insure" to an extent -- work out what your premiums would be for reasonable cover, and put these into a "rainy day" fund. As long as you don't touch it, you then have a pot of money sitting around for when you do need it. That takes discipline though.

I am assuming that the Long Term Care is for long term nursing homes or similar? Here in the UK, the state has some provision for that, although generally only after you have spent the value of your life savings and house! There are ways round that of course but you have to be very astute to take advantage of them.

John

After reading everyone's stories about insurance issues, I realise how lucky we are in Australia. Our medication is covered by Medicare so it is heavily subsidised. I only have to pay $26.00 each month for my injection + doctor's fee. Dostinex is also subsidised.

I am not sure about the situation regarding life insurance. I have life insurance as part of my superannuation but did not need a medical. I may need to read the fine print again as I have been part of this superannuation fund since before I was diagnosed.

Yep, here in the UK we pay a flat rate of £7.20 for prescriptions (free if over 60, under 18, certain long term illnesses, unemployed, etc.) Visits to the doctor, hospital, all tests, operations are free for all of us.

One less thing to worry about when you have a chronic illness like acromegaly.

John